Professional poker players know how to win and look for the best opportunities to ply their skill. Online poker presents myriad possibilities for these players who can spot a game they can attack and win. What do these players look for to determine if they can beat the game? First of all, they don’t limit themselves to upper limit games, like $10-20. They are not in it to prove themselves to other poker online players, but have simply one goal – to make as much money as quickly as possible. If the action at a $1-2 table looks more favorable, the professional player will happily join in.
What criteria do these savvy players use to pick the right tables? The percentage of players who see the flop gives off a good signal. If the percentage is high, then there are loose players present, often amateurs who call off their chips repeatedly.
Another indicator is the percentage of players sticking around for the turn and river. A high percentage means weak players are pushing their chips into the pot with anything, and sticking around for the river. And although these type of players do produce bad beats, they also build good pots which they most often lose. Professional players know to exploit this weakness, and can spot these types of tables by examining the statistical information readily available about online poker games.
Cell phones are a huge part of our lives these days. Everyone seems to have a cell phone because they make everything so much more convenient. The problem that we are facing with cell phones though, is how many car accidents they are causing.
In the United States there are over 210 million people that use cell phones. People are relying on them more and more. Because of all the car accidents associated with cell phone use, we must decide whether this convenience is really worth it in the car.
When drivers use the cell phone in the car, there are two big problems. First, you have to take your eyes off the road to dial. Second, cell phone conversations can be so absorbing that you lose the ability to concentrate on driving. This is very dangerous and jeopardizes the safety of everyone in and around the car.
In a study done in April 2006, it was found that 80% of car crashes involved the driver not paying attention right before the accident. The most common cause of these distractions is cell phones. Drowsiness was the second biggest distraction. Other distractions include eating, talking, attending to children and putting on makeup. People that talk on the phone and drive at the same time are four times more likely to get into an accident that is bad enough to cause injury.
In another study, it was found that drivers who talked on hands-free phones were slower to brake by 18% and took longer to get their speed back after they braked. Also, drivers on hands-free phones could not remember seeing billboards, pedestrians, or other things by the road. So, just because the phone is hands-free, it still isn’t safe to use while driving. People using hands-free cell phones still have to concentrate on the conversation, which takes their attention off the road.
Many states and cities are continuously trying to get laws passed which will ban the use of cell phones in the car. Some places have already passed laws, such as Connecticut, New Jersey and Chicago. Connecticut drivers are fined $100 for using the cell phone while driving, as well as doing other things such as putting on makeup or disciplining children in the car. New Jersey fines people $100 to $250 for using the phone.
Even businesses that do most of their work by phone are prohibiting their workers from using phones in the car. Many businesses now have policies in effect that require their employees to get off the road to make business calls.
There are at least 40 countries today that restrict or ban using the cell phone while driving. These countries include Austria, Australia, Brazil, Belgium, Chile, Botswana, Denmark, Finland, Egypt, France, Greece, Germany, India, Ireland, Hungary, Israel, Japan, Italy, Kenya, Jordan, Malaysia, Norway, the Netherlands, Poland, the Philippines, Romania, Portugal, Singapore, Russia, Slovenia, the Slovak Republic, South Korea, South Africa, Spain, Switzerland, Sweden, Taiwan, Turkmenistan, Turkey, the United Kingdom, the Czech Republic and Zimbabwe. Most of these countries totally ban the use of cell phones while driving. In France, the United Kingdom and the Netherlands drivers are allowed to use phones, but if they are in an accident they will be fined.
As more and more places put bans on cell phones, drivers need to be aware that they are a serious danger to use while driving. If you must make a call it is best if you pull off the road and make your call from the side of the road. That will keep you and everyone around you safer.
Michael Russell
Your Independent guide to Cell Phones
Nearly every individual makes purchases with a credit card at some point or other. But did you know that you can also apply for a business credit card if you have your own business? Business credit cards not only make it easy for you to purchase supplies and services, but they also help to streamline your business and accounting practices — particularly in small businesses, where man-power is limited and purchases can be frequent.
How to Use It
Business credit cards are used just like any other credit card. If you apply to receive a small business credit card, you will be asked what name should appear on the face of the card. Many small business owners will imprint their own names, particularly if they are the primary purchaser. However, if you have an active team of frequent shoppers, you may want to consider either imprinting the company name on the credit card or obtaining a business credit card for each of your team members to use at their discretion.
How Business Credit Cards Can Help You
All businesses are accountable to the government for tax purposes and are accountable to themselves for revenue and expense calculations. In the days when all purchases were made with cash, the accounting departments of large companies had to spend the bulk of their time sorting out wads of receipts and purchase orders. However, when business credit cards hit the market, credit card companies made it possible for accountants to streamline the record-keeping process. Small businesses benefit from using small business credit cards especially well because most small organizations do not have the resources to enlist a team of accountants to sort out purchases. When you enroll in a business credit card program, you will not only receive itemized monthly statements, but some credit card companies even go so far as to categorize your purchases so that you can more easily track spending. How’s that for customer service?
Taxes
Not only will your accounting department appreciate the implementation of the small business credit cards on a continuous basis, but they will be especially appreciative during tax season. While it is still a good idea to retain receipts of purchases in case your small business should ever get audited by the IRS, having a small business credit card will help you efficiently file your taxes. You will be able to effectively pull together spending figures. While many CPA’s debate whether Uncle Sam will accept a simple credit card statement as proof of a business-related purchase, at least you have some sort of evidence of a purchase, even if you have lost a receipt.
Using a business credit card is not only a strategic move for any business, but the cards are also becoming ubiquitous. Especially if you have a small business, rather than have your employees charge their purchases to their own cards or (even worse) pay with cash, consider investing in a small business credit card. Most companies offer low-interest, free business credit cards to businesses with a solid credit history.
For more on business credit cards, Robert Alan recommends that you visit CreditCardAssist.com
