Bimethyls

There’s a lot of discussion about the origin of the word “mosque.” One of the most popular explanations is that during the reign of King Ferdinand and his wife Queen Isabella -when they were expanding Christianity against the Muslims-one of them supposedly stated that they were going to swat the Muslims in the masjid where they congregate, like mosquitoes. This allegedly gave rise to the term “mosque.” Now, there is no conclusive evidence that this story is true, however, the term “mosque” is not correct, whether it’s offensive or not. Make no mistake about it, many Muslims are offended by the term. So, what does this word “mosque” mean? Mosque is used to describe the place of worship for Muslims. As the church is to Christians As the temple is to Jews As the “mosque” is to Muslims

What’s the big deal? Well, “mosque” is supposed to be a translation of the Arabic word “masjid” (pronounced just as you see it). The problem is that there is not one word in the English language that defines masjid. “Mosque” is derived from the French language. Generally, you’re not going to define an English word with a French word. The best English translation for masjid, and Allah knows best, is 4 words and they are “the place of worship.” So, the next time you’re speaking with a Muslim and this subject comes up, use the term “masjid” (this will show that you know a little more about Islamic terms than the average person) or “your place of worship.” You’ll avoid a headache.

Ibraheem Wilson

Do you know what the Child Trust Fund is?Few UK parents surprisingly

insubstantial number of parents appear to have made the discovery that all newborn children get a free £250 voucher from the the State to invest. The vouchercan be invested in any one of threetypes of CTF account, Stakeholder – a shares-based account that changesinto cash, a savings account or a shares account. It is a superb chance to prepare needs of a infant

Scottish Friendly is a licensed provider of the Child Trust Fund Voucher. The State is eager for the public at large to have access to Stakeholder accounts and this is the form of account that we are offering. This means that:

• Investments are deposited into Scottish Friendly’s Managed Growth Fund, which intends to provide good growth potential
• An investment is made in part in shares to get the benefit of potentially higher returns over 18 years,compared to a cash deposit account (although the value of shares cango down as well as rise whereas capital would be protected in a deposit account)
• It comes with a low ‘Stakeholder’ funds charge of just 1.5% per year
• At age 18 the young person will receive a lump sum, wholly free of Capital Gains and Income Tax under current legislation
• It is affordable – extra payments can be put in the account from only £10

A particularly advantageous aspect of the Child Trust Fund is that anyone – parents, grandparents, aunts and uncles, friends – can add to the Fund to a ceiling of £1,200 per year to help boost the child’s Fund (once added, this money may not be withdrawn).

All this means our Stakeholder account offers a good balance between potentially high returns and a reduced level of risk. There’s also the additional assurance that our account complies with the Government’s stakeholder criteria. However this doesn’t mean that returns are assured or that Stakeholder accounts are suitable for everyone. Bear in mind that the value of shares in the Managed Growth Fund (where your Child Trust Fund money is held) can fall as well as rise and isn’t guaranteed.

Only children born on or after 1st September 2002 are authorised to open a Child Trust Fund. If you have above-mentioned date who are not entitled you could think about investing for them with a Child Bond – it’s a tax-free savings plan aiming for long-term growth. There can be no doubt that investing for your children is a sound means of preparing for the world to come.